Download WAKE UP! 15 Years Left Of Middle Class (what's your plan?) video

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WAKE UP! 15 Years Left Of Middle Class (what's your plan?)

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  • Description: What do you plan on doing about it? Where will you and your family be 10-15 years from now? A college education and your "comfy job" isn't going to save you.

    What is Principle-less Interest and how can you make a living in the current economy with it?

    This is not just the end of the recession, its the end of the brief run of the American middle-class that began just after WWII and finally collapsed from exhaustion last year. Unfortunately this middle class will not recover; the patient died.

    This will have huge implications for all Americans. First, if youre already poor in America, take solace. The huge numbers of former middle class now joining you will actually make things better as middle class refugees demand free health care, free public transportation, free education, and maybe even Hong Kong-style free housing. For the poor it will be like having Martha Stewart as a cell mate. Youre still in jail, but the place will feel much more livable.

    Unfortunately, for the middle class, a persistent dread is upon you. Youre living with the scary lump that doesnt really hurt yet but will be fatal if left unchecked. Get treatment now!

    First, save in a way that makes Suzie Orman seem like MC Hammer save 20% to 30% of what you make. Get out of anything that looks like a permanent liability. A 30-year mortgage? Even refinancing your rate to zero is just rearranging the chairs on the Titanic. The whole concept of 30 plus percent of your 2009 middle class income for 30 years is guaranteed poverty. Get to safe ground fast back to pre-middle class ratios 5 year TERM mortgages or rent that will plummet as middle class real estate collapses with its owners. Saving for 2009 style college costs? No! The $80K degree for the $25K job wont survive either. Just save generally and wait for the coming totally free online classes that our children will take for granted.

    Most of all, if youre middle class or poor, look ever more urgently on your ability to become the rich elite. It will be easier and more possible than ever before as everything is rewired and both the market and tools to succeed become more democratized and the current elites lose permanent control.
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